Effective Date: August 8, 2025

Terms & Conditions - KY Insurance Agency

1. Acceptance of Terms

  • By using the website, services, or products, you agree to these Terms and Conditions.

  • If you do not agree, do not use the services.

2. Services Provided

  • Keila Yero provides life insurance brokerage services.

  • Includes obtaining quotes, assisting with applications, and answering questions.

  • Services are subject to these Terms and Conditions.

  • As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

3. User Responsibilities

Users agree to:

  • Provide accurate and complete information when requested.

  • Use services only for lawful purposes.

  • Respect intellectual property rights of all website content.

4. Limitation of Liability

  • Efforts are made to provide accurate and reliable services.

  • No responsibility for errors, inaccuracies, or omissions.

  • Liability is limited to the fullest extent permitted by law.

5. Intellectual Property

  • All website content (text, graphics, logos, software) belongs to KY Insurance Agency or its licensors.

  • Protected by copyright and other intellectual property laws.

  • Content may not be used, reproduced, or distributed without prior written consent.

6. Privacy Policy

  • The Privacy Policy explains how personal information is collected, used, and safeguarded.

  • By using services, you agree to the Privacy Policy terms.

7. Changes to Terms and Conditions

  • Keila Yero may update or modify Terms and Conditions at any time.

  • Changes will be posted here with an updated effective date.

  • Continued use of services means acceptance of updated terms.

8. Governing Law

  • Governed by U.S. laws.

  • Disputes will be handled under the exclusive jurisdiction of U.S. courts.

9. Opt-Out & Support Mechanisms

  • You can cancel the SMS service at any time. Just text "STOP" to the (832) 576-7974. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

10. Contact Me

  • Company Name: KY Insurance Agency

  • Agent Name: Keila Yero

  • Address: 6126 Old Farmhouse Ln, Katy TX 77449-5259

  • Country: US

  • Email: [email protected]

  • Phone: (832) 576-7974

© Copyright KY Insurance Agency 2026. All rights reserved.